Just a friendly reminder that if you want to save $10,000 a year, it breaks down to only $27 a day. That’s like choosing not to dine out for dinner or skipping that new shirt. By forgoing these purchases, you could invest that money in the stock market instead and potentially grow it to around $160k after 10 years due to compound interest 🙂 – Steve Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class December 3rd at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #savings

If you're in your 20s and unsure where to start with investing, here are 5 steps to get you going 🚀 1. Choose a reliable brokerage, like Fidelity, Vanguard, or Charles Schwab. 2. Open a Roth IRA to enjoy tax-free withdrawals on your earnings at age 59.5. 3. Link your checking account to your Roth IRA and contribute up to the maximum annual limit. 4. Train yourself to save and invest at least 20% of each paycheck. 5. Don’t forget to buy assets! This is the most common mistake people make with their Roth IRA — they open the account but never invest in any assets. Start investing as early and as often as you can, and you'll be well on your way to a comfortable retirement. 😊 Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class December 3rd at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #retirement

Keep watching to learn the 5 habits I stopped in my 20s that helped me become a millionaire by my 30s. 😊 If you'd like to know the high-yield savings account I use, tag a friend, and I'll send it to you both! 1. I stopped buying things just because they were on sale. 2. I avoid 'buy now, pay later' services. If I can’t afford it, I simply don’t buy it. 3. I never carry a credit card balance. 4. I never neglected my emergency fund, contributing monthly to my high-yield savings account. 5. I always paid myself first, regularly putting money into my Roth IRA and taxable brokerage accounts with every paycheck. I learned early on that even investing a small amount, like $20 a day, could grow to $3 million by retirement. Start investing early, and do it as often as possible! 😊 – Steve Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class December 3rd at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #20s

If you’re 18, keep watching to learn the 3 things you should do today, and make sure to watch until the end to discover the #1 mistake most people make! 😊 1. Get a credit card and learn to use it responsibly. With consistent and mindful use, you’ll build credit, which will help you make larger purchases in the future, like a house or car. 2. Develop 1-2 high-demand skills that people are willing to pay for (such as sales, marketing, data analytics, AI, or tutoring). 3. Read books and study successful people to learn from their experiences and strategies. And the #1 mistake young people make? Believing everything they see online and wanting everything they see, not realizing that many people go into debt trying to look rich. Trust me—people are rarely as wealthy as they appear online. 😉 -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class November 12th at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #lifeadvice

As a teacher who has taught Gen-Z for many years, here are 3 uncomfortable truths every high schooler, college student, and person in their 20s should know 👨‍🏫: 1. Your college degree is NOT enough. If you want the best job right out of college, you need to actively develop your skills. Focus on areas like sales, marketing, AI, and data analysis, as these skills are always in high demand. 2. Cultivate a strong work ethic. This is a habit that should carry through to every job you have. 3. You either work hard now or work hard later. Life is full of trade-offs, and you need to choose your path, otherwise life will choose for you. – Steve 🙂 Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class December 3rd at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #genZ

Comment "INVEST" below, and I’ll send you an invite to my Master Class on Investing Basics! 🙂 Here are the top 5 mistakes I made in my 20s when I first started investing. I hope sharing these will help you avoid them 🚫 1. Buying “cheap” stocks: I thought lower prices meant better deals—big mistake! Many of those penny stocks went nowhere and some even went bankrupt. 2. Letting my money sit uninvested: I’d put cash in my account but didn’t realize I actually had to buy assets with it. 3. Overtrading risky options: I was hooked on high-risk trades, but over time, I learned that collecting dividends and letting assets grow while occasionally selling covered calls is a steadier path. 4. Not automating my deposits: I later realized that consistently contributing to my investments every month is what builds real wealth. 5. Constantly checking my portfolio: I was glued to my phone, checking my portfolio every morning. Learning to take a step back helped me focus on the big picture. – Steve Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class November 12th at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #wealthmindset #stockmarket

Comment "INVEST" below, and I’ll send you an invitation to my Master Class on the basics of investing! 🙂 If I were starting fresh in my 40s, here’s exactly how I’d approach it: 1. Choose a brokerage you trust (Fidelity is my favorite) and open an account. 2. Set up both a Roth IRA and a taxable brokerage account. 3. Link your bank by going to "transfer" and connecting your account. 4. Set up an automatic monthly deposit of $583. 5. Invest in S&P 500 index funds, such as VOO. If you invest $2,000 per month across both accounts, in 25 years, you could potentially grow your investments to around $2.3M, having invested only $600k of your own money. The best part? All funds in your Roth IRA will be tax- and penalty-free when you reach 59.5. 🙂 – Steve Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class November 12th at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #wealthmindset #stockmarket

Just getting started with investing and want to learn the basics? Sign up for my next beginners investing livestream (it’s FREE!). Comment “INVITE” and I’ll send you an invite! 🙂 Here’s how I earned at least $100 in passive income each month while working full-time as a teacher 💸 1. Start by selecting a brokerage like Fidelity, Vanguard, or Schwab, and invest in dividend-paying stocks and ETFs. 2. Park extra funds in a high-yield savings account or money market for additional growth. 3. Use covered calls on shares you already own to earn extra income. Building passive income is all about making your money work for you, bringing you closer to financial freedom! 💸🌟 -Steve Follow @calltoleap Follow @calltoleap for more tips on how to grow your wealth! Follow @calltoleap for more investing tips! Don’t miss my next beginners investing masterclass on November 12th at 5:30 PM PT. Sign up through the link in my bio! 🔥 #investing #financialfreedom #passiveincome #dividendstocks #wealthbuilding

Comment “INVEST” and I’ll send you an invite to my beginners investing master class on November 12th 🙂 Keep watching to learn the 3 things you can do to set your kids up on the path to becoming millionaires! 💰👶 1. When your kids are born, immediately put $2500 into their investing account 2. Put $50 into this account every week, investing in ETFs that track the S&P, like SPY, VOO, or IVV. 3. For every major holiday, put $200 into their investing account If you stay consistent, they will have around $160k by the time they turn 18 🙂 Remember, investing early is crucial to financial independence later in life, so teach them young! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class November 12th 5:30 PM PT the link to sign up is in my bio! 🔥 Do you teach your kids financial literacy? Share your top tips! 👇 #money #investing #finance #personalfinance

Comment INVEST if you want a link to my next master class where I talk about how to invest for beginners 🙂 Instead of wasting your time trying to beat the market or paying a 1% fee to a money manager, this is the single best strategy you can use that will beat 90% of money managers 🔥 1. 80% - 90% of money managers underperform the S&P 500 2. A 1% fee can significantly kill your gains over a 30-40 year period. Some people pay up to $100k - $500k in fees 😮 3. The easiest thing I would do is invest in an ETF that tracks the S&P 500 like SPY or another alternative like VOO where the expense ratio is only 0.03% which is far less than 1% – Steve Follow @calltoleap Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! Make sure you check out my next beginners investing master class November 12th at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #wealthmindset #stockmarket