😳 Ripped currency Did you know that ripped or damaged currency can be exchanged at the bank for a new note? But it comes with conditions. If the bill is ripped in half, the portion you give the bank must be more than 51% of the entire bill. Banks do this to ensure you don’t turn in two halves of the bill twice and double your money. If you’d like to learn how to save, earn, and invest more, follow me @milansinghhh 👍🏼 What other money videos do you want to see? Leave a comment! 👉 Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #lifehacks #saving #investing

✈️ Travel Tuesday discounts If you’re planning on taking a vacation next year, you NEED to book your tickets on Travel Tuesday which is tomorrow, the Tuesday after Thanksgiving. You can get up to 50% off on flights, hotels, cruises, cars, and anything travel related which can save you big money. Here’s how you can claim these deals! If you’d like to learn how to save, earn, and invest more, follow me @milansinghhh 👍🏼 What other money videos do you want to see? Leave a comment! 👉 Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #lifehacks #saving #investing

🤔 Businesses I would never own Starting a business is difficult enough, let alone starting a business that is destined to fail. If you’re looking to be an entrepreneur, here are three businesses that I, personally, would never own and why. Which businesses should you start instead? Watch on for my expert opinion. If you’d like to learn how to save, earn, and invest more, follow me @milansinghhh 👍🏼 What other money videos do you want to see? Leave a comment! 👉 Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #lifehacks #saving #investing

💯 Investing in your 50s Investing isn’t just for the young and rich. No matter your background, financial standing, or age, you can start investing today and reap the benefits of one of the most effective ways to grow your wealth. If you’re in your 50s and thinking of investing, here’s how you can start. First, open a ROTH IRA with a trusted broker like Vanguard or Fidelity. Contribute towards this every month and watch your money multiply. You want to invest in the S&P500 through something like VOO which gives a consistently good return on your money. If you invest $2,000 every month for the next 20 years, you’ll make $1.4 million! If you’d like to learn how to save, earn, and invest more, follow me @milansinghhh 👍🏼 What other money videos do you want to see? Leave a comment! 👉 Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #lifehacks #saving #investing

✈️ How to get money if your baggage is delayed Flying can sometimes be really tricky. Just one little problem can mess up all your plans. But did you know that when you fly in or out of the United States, there are rules to help you? These rules are made by the U.S. Department of Transportation. So, if your luggage is late when you fly, don't worry too much. The U.S. DOT has rules for that, too. On their website, they say that airlines have to pay you back for any money you spend because your bags were late. For example, if you had to buy new clothes or things like toothpaste because your bags were delayed, the airline should give you money to cover those costs. But remember, each airline has its own rules, so make sure to check their terms and conditions, as well as the U.S. DOT website, to learn more. Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok

🏠 Before you rent an apartment, remember these three things: 1. Take pictures and videos of the apartment before you sign anything. Sometimes, there might be damage from before, and you could get blamed for it later. 2. It's usually better to save a little money each month instead of getting a big discount upfront. Most people end up spending the big discount right away. But if you're really good with money, go for the big discount! 3. Don't forget to give your new address to your landlord before you leave. If you don't, they might have trouble sending back your deposit. It's the law that you have to give them your new address. Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok

🏠 Save thousands in interest If you have a credit score in the 400s, 500s, or 600s, buying a house or car may be especially difficult. When your score is that low, banks will hit you with high interest, which will be much more difficult to pay back than just fixing your credit score in the first place. So if you’re thinking of making a big purchase, here’s how you can boost your score fast. Simply visit the link in my bio (milansingh.co/smartcredit) and sign up for just $1 using my discount. Then, use the instructions under the Scoreboost option to pay off your credit cards and increase your score. Explore more ways you can boost your score and save thousands in interest on your next investment! Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #creditscore #interest

🚑 How to lower your hospital bill The next time you visit a hospital, don’t just pay your bill blindly. Hospitals are known for inflating their prices whenever they can so make it a habit to double-check your bill for any upcharges or discrepancies before you leave the premises. Hospitals are legally obligated to issue an itemized bill upon request and you can cross-check this bill against prices listed on fairhealthconsumer.org to make sure you’re not paying above market price. This way, you can save thousands of dollars by disputing any discrepancies and significantly lower your hospital bill. Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #hospitalbill #medical

🏖️ Take 62 days PTO If you strategically request for paid time off, you can get up to 62 days of vacation this year and not get fired! Simply use federal holidays to maximize your paid leave and enjoy multiple long weekends that you can use for a vacation, family time, to start your own side hustle, and so much more. Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #PTO #leave

🚗 Finance vs. Lease Unless you’re a millionaire paying cash upfront, you can buy a vehicle in two ways: finance it or lease it. Both these methods have pros and cons depending on what you want and your lifestyle. Most people choose to finance the vehicle because it gets you higher monthly payments but you’ll own the car and it’ll be cheaper in the long run. Leasing it has a lower monthly payment but you’ll never own the car and it’ll be more expensive in the long run. This is ideal for those who want a new car every few years. Disclaimer: My content is for educational purposes only, this is not advice. Consult a professional before making any decisions. I may earn affiliate commissions from the links mentioned. #finance #personalfinance #money #fintok #moneytok #learnontiktok #newcar #finance #lease