Wealthy folks & 401(k)s: a strategic play. 🎩💼 They save just enough for retirement, then diversify with taxable accounts. Why? To ensure financial freedom beyond the 401(k). It's not all-in but a calculated step to reduce taxes and secure a baseline income for later. Realism drives them; knowing fortunes can change, they prepare with every tool available. Want to find your retirement savings goal? Start with your age, subtract 10, and that's your savings rate. For a sustainable retirement, it's about smart allocations, not just maxing out. #retirementgoals #WealthBuilding #SmartInvesting #finlit #financialliteracy #financialfreedom #financialeducation Hoskin Capital is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, we may edit or delete personally identifiable information, scam/fraud messages, and misinformation.