What’s one way you’ve experienced lifestyle creep? #wealthbuilding #financialfreedom

Entering my 20s, I was pretty clueless about where to start on my wealth bulding journey. I didn’t have a solid grasp of finances and made some mistakes along the way. These moves haven’t only helped me financially—they’ve given me confidence, clarity, and a roadmap for building wealth. Looking back, I’m proud of the groundwork I’ve laid and the discipline I’ve built along the way. What’s one financial decision you’ve made recently that you’re proud of? Let’s celebrate some wins together! #wealthbuilding #financialfreedom #investinyourself #moneytips #budgeting

#motivation #inpiration #advice #adviceforgirls

Don’t be fooled, people are buying houses and THEN losing it! Buying my apartment is one of the best financial investments I’ve made so far. Because partially pays for it self (I rent out my spare room) and the value has gone up since I bought it! So I would always encourage anyone that can afford to buy a property to do so, but ONLY if it makes financial sense for YOU! Make sure you can comfortably afford to furnish, make monthly mortgage payments, pay the bills AND keep making payments IF your monthly payments increase due to interest rates (after remortgaging). For example, my 2 years fixed interest rate is coming to an end this summer, meaning the amount I pay monthly towards my mortgage will be going up in a few months when I have to remortgage since interest rates are skyhigh at the moment. This means I’ll potentially be paying 100’s of pounds more, on a monthly basis but thankfully I can afford this. But unfortunately, this isn’t always the case for everyone and some people end up losing their homes in this situation. So, although property can be a great purchase and investment in the long term, make sure you’re ready for the potential financial implications that could come with homeownership. #property

#incomestreams #diversifyincome #howtomakemoneyonline #sidehustles