Replying to @More than fed up Good questions… and no, you are not stupid. We need to stop telling ourselves we’re stupid just because we don’t know something about finance. This stuff is hard! I have filed bankruptcy for people who work in banks… And not just the tellers. 😉 But the answer is: you never want to do anything significant with your assets before you talk to a bankruptcy lawyer. Do not Sell, Buy, Payback, Borrow or Gift ANY thing or any money to anyone until you’ve spoken to a bankruptcy lawyer and you know what is safe. Do NOT: pay off your car, buy a new car, transfer money out of a retirement plan, borrow more money, or any other thing that your brain is telling you to do before you talk to a lawyer. I’m a bankruptcy lawyer and I talk about navigating debt relief with dignity. #debtreliefwithdignity #bankruptcybasics #financialfreedom #freshstart #bankruptcyisnotbad #bankruptcylawyer #noshame #noembarassment #debtfreejourney #donot #sell #tranfer #borrow #or #gift #financialliteracy #debtfree #freshstart #financialindependence #debtfreecommunity #financialeducation #debtfreecommunity #car #truck #minivan #stopsuffering #takecontroloffinances #kwhdw#womenandmoney #womenempoweringwomen #womenentrepreneurs