At 30, making $100k with no kids in California, here's my plan: Save 8.5% in a 401(k) for tax savings now. Opt for a High Deductible Health Plan to access an HSA, contributing $100/check, investing the excess after covering the deductible. With taxes saved, about $2,455.47 hits my account bi-weekly. After expenses, $100 goes into a Roth IRA, the rest into a High Yield Savings Account for personal growth—be it a side hustle or new skills. Extra income? Save and invest more. Follow for tips on growing your wealth. #Investing #SavingsPlan #FinancialGrowth #finlit #financialliteracy #financialfreedom #financialeducation Hoskin Capital is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, we may edit or delete personally identifiable information, scam/fraud messages, and misinformation.