Don’t waste your tax refund, do this instead 👇 A tax refund is not a bonus or free money from the government. In many cases, you simply paid too much in taxes, and the government is giving you a “refund”. I know you might be tempted to spend your entire tax refund, but do this instead. Invest half of it. A low cost index fund within a tax-advantaged account like a Roth IRA is an awesome option! If you have credit card debt, use the money to pay down that debt. With the other half, treat yourself. If you need a new phone, check out the OnePlus 12R. It’s a phone with flagship hardware and features, at less than half the price. This is especially great if you upgrade your phone often, as spending $1200 on a phone adds up! @OnePlus USA #OnePlus12R #OnePlusPartner #taxrefund #taxreturn #moneytips #financetips #money #finance #personalfinance