Moral of the story…IULs SUCK!!… 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. ⁠ If haven’t watched all the videos in the series, go watch them NOW! Bottom line…you can have a way better plan that’s more affordable, less complicated, doesn’t trigger anxiety, and get WAY MORE return on your money in the long run. Don’t allow a company to dictate (place surrender charges) when you can and can’t remove yourself from them. Don’t allow the MEDIA lies out there that only highlight (strategically) the parts that would be attractive to most. IE: “you can borrow from your death benefit” NO YOU CANT “you can be your own bank” -all this means is borrowing from the cash value paying the company 6%-8% (like a bank loan) but the interest goes to the company not YOU. And the CV is NEVER in the market to even grow even remotely enough to consider “being your own bank” And in the end most ppl end up with less than what they actually need for a benefit. Very HIGH net worth individuals use these policies to literally HIDE money from IRS because it grows at a loss. But they front load (meaning put thousands of dollars into it at the time of purchase) and they don’t care about the interest because they have other investments and ALOT of money outside the policy. For the average middle income individual/family…whole life, universal, IUL, variable-NONE of them make sense or fit that person or family’s ultimate goal. I’m not gonna sugarcoat. I’m here to EDUCATE and GUIDE 🫵🏼 Dont believe me and you have one of these policies? Just take a look for yourself. Really read. Look at the charts. Try to understand them. This is for YOUR family. I’m just the messenger 🤷🏻‍♀️ I’m not here for the bs. If you appreciate that, then follow me for more tips! 🤍 👉🏼Follow @FinancialFierceness for more financial education tips, valuable insights, and all things finance. Elevate your financial literacy and success! 💡💸 ⁠ ⁠ #MoneyMastery #FinancialFierceness #FinancialCoach #FinancialTips #FinancialEmpowerment #WomenEmpowerment #BeFierce #BeEmpowered #FinancialLiteracyMonth #FinancialLiteracy #LifeInsuranceAwareness