here are 5 of the money rules I live by as a financially responsible 25 year old 🫶🏼 we have an entire money rules episode on @girlstalkmoneypod if you want to learn more!! money rules: • if you value a nice house/apartment OR if you value a nice car, there’s nothing inherently wrong with splurging. but if you splurge on both, it’ll probably be super hard to get ahead financially • even after splurging on a breville , I still go to coffee shops! but if i’m not working there or seeing a friend there, i’m making coffee at home • I alwaysss buy the plane wi-fi on my computer. these are some of my most productive hours • my food/drink budget helps me socialize so i’d rather spend on din/drinks with my friends than getting takeout solo • if the money isn’t being saved for something specific, it gets invested!! #moneyrules #personalfinanceforwomen #girlstalkmoney #moneypodcast #podcastforwomen #financialliteracy

#moneyrules #idea #knowledge #success #goal #financialliteracy #fyp

my money rules as a non-frugal 29 year old working towards financial independence 💸📈 1️⃣ buy cheap first, quality later *this only applies to things I’m not 100% sure about, if I know I will use and love an item I skip the cheap stuff Doc Martens are a real life example for me - I wanted these boots for MONTHS before I bought them and when I finally did I literally never wore them. The issue was I don’t wear boots !!!! I wish I would have bought a cheap pair that looked almost exactly the same so I could see how often I reached for them and wore them before buying an expensive pair. I ended up reselling the boots and made maybe 75% of my money back 😅 This is also a good way to see if you want something just because its name brand, you want people to know you have it, or if you actually love it for yourself. 2️⃣ overspending is fine as long as you correct afterwards I can be a big overspender sometimes, but if I feel guilty about my spending I tend to overspend even more. Instead of beating myself up about it, I set up systems that allow me to make mistakes without the risk - keeping one month’s worth of expenses in my checking account is an example of this. 3️⃣ never sacrifice savings or investments to pay off overspending this doesn’t apply for actual emergencies, just for normal overspending and going over budget in my categories. I have done this in the past and it is definitely a slippery slope. If I reduce my savings or investments once, I tend to do it every single month and go crazy. So instead, I will hit my goals and any overspending will be paid for through the guardrails I set up in my budget. I will just make up for that overspending my being more intentional with my budget the following months. This makes it clear to me that spending isn’t a free for all! 🤍💻 my budget template is available in my stan store #personalfinance #moneyrules #impulsespending #savings #budget #budgeting #financialindependence

Money rule #1 always have 1 year of emergency fund, cash. #moneyrules #iwillteachyoutoberich #emergencyfund #howtogetrich

We’re coming in hot in 2023! ✔️prioritizing wellness ✔️taking care of our bodies ✔️setting boundaries ✔️getting serious about financial goals—Watch until the end to screenshot the full list. #moneyrules #millennialmoney #starbies #targetlife #fintok #wfhproblems #thatgirl

Why you shouldn’t SAVE your money. 👀💸 Robert Kiyosaki explaining the Fractional Reserve Banking system, and the reason why he doesn’t save money. 🏦 Follow @businesssapience for more money talks content! 🏦 Follow @businesssapience for more money talks content! 🏦 Follow @businesssapience for more money talks content! #Wealth #RobertKiyosaki #FractionalReserveSystem #BanksRuleTheWorld #Investing #MoneyTalks #FinancialEducation #RichDadPoorDad #FinancialLiteracy #PassiveIncome #CashFlow #InvestmentStrategy #FinancialFreedom #AssetBuilding #WealthMindset #MoneyManagement #EconomicSystem #BankingSystem #InvestmentWisdom #FinancialInsights #MoneyMatters #FinancialEmpowerment #InvestmentTips #BankingSecrets #WealthBuilding #MoneyRules #FinancialSuccess #MoneyMastermind #InvestmentGuru #BankingIndustry #MoneySecrets

my money rules for 2025 🙂 #greenscreen #moneyrules #financialindependence #personalfinance #moneytok #nobuyyear #nobuychallenge #nobuy #lowbuy

Buy the best - for the things that are actually important to you. #iwillteachyoutoberich #howtogetrich #moneyrules #financetips #moneymanagement

I fly business class on flights over 4 hours #moneyrules #financetips #moneymanagement #iwillteachyoutoberich #personalfinance

Replying to @aurientawn my money rules to stay material girling 💅🏼 while also growing my wealth for the future!! #personalfinance #budgeting #moneyrules #lifeontiktok #tiktokpartner

Create rules that are permissive not restrictive. #moneyrules #financetips #moneymanagement #iwillteachyoutoberich #howtogetrich

I save 10% and invest 20% of gross income, minumum. #iwillteachyoutoberich #moneyrules #howtogetrich #moneytips #personalfinance

Tell me your rules!!🫶#moneyrules #budgetingrules #budgetingrule #moneymanagement #budgetingtips #budgeting101tips #personalfinancetips #sinkingfunds #klarna #buynowpaylater #impulsespending

The rules of money have changed. You need to change too or be left behind. #financetips #financialgoals #financetiktok #rulesofmoney #moneyrules #briannazfinance

#moneylessons #moneyrules #moneymanagement #personalfinance #financialliteracy

Old Money Rules Could Cost You over $600,000! #newmoneyrules #oldmoney #oldmoneyrules #moneyrules #briannazfinance

This one is so real. Health is wealth! And how you #vote determines how easy it is for you and others to access healthcare. #finance #moneyrules #financialadvice #wealth #financialliteracy #moneytips #thinkdifferently

Insurance… make it make sense? Here’s a good way to look at it. #moneyrules #moneytips #financialliteracy #insurance #finance #thinkdifferently

This tip feels good! Try it! #moneyrules #smartmoney #foodforthought #financialeducation #environmentallyfriendly #ecofriendly #moneytips #financetips @Celeste 👩🏻‍💻

Keep things in perspective and bet on your future self! #moneyrules #financetips #financialeducation #debt #gooddebt #smartmoney @Celeste 👩🏻‍💻

TLDR: there are many options for financing education, and a lot less for funding retirement #smartmoney #gooddebt #loans #moneyrules #financetips #financialeducation #foodforthought #collegetuition #collegeloans @Celeste 👩🏻‍💻

Take it easy. You CAN do it all but you don’t have to do it all at the same time. @Celeste 👩🏻‍💻 #moneyrules #financetips #finances #moneytips #thinkdifferently #moneymindset

TLDR: it’s so that the information can be accessed by anyone. If you can’t get it or can’t afford the book - I am here to help. 🤝 #moneyrules #financetips #financialeducation #debt #gooddebt #smartmoney @Celeste 👩🏻‍💻

You dont have to check your weight (because you are beautiful as you are!) but you should do an annual credit score check! #moneyrules #financetips #financialeducation #debt #gooddebt #smartmoney @Celeste 👩🏻‍💻