The strategies around getting out of debt or speeding up your cash flow may seem overwhelming, but I am here to share how we dug our way out of debt, and some of the other things I did to speed up the process. Let me show you how I used this cash flow formula to smash almost six figures of debt! I just want to say, in my humble opinion, it is not okay to not know what’s going on in your finances. If anything ever happens, you not knowing your finances is not awesome. You don’t have to manage them, but you need to know what is going on. I know I talk a lot about money and wealth and what we’ve created here at The Goal Digger Girl because I want you to know it’s possible – take this from somebody who has had an eviction notice on her apartment door, and somebody who has almost had a vehicle repossessed because I couldn’t make the payments. I’ve literally been declined to pump gas because I was pulling out every card, and there was nothing left on any of them because I just bought a $200 pair of jeans at the mall. I remember asking my friend, can you cover the gas? And it was awful. I have been there. I say that you know it’s totally possible to turn your situation around. I’ve learned that you can do a couple of different things to change your situation. A winning strategy. Let me give you a strategy. If you don’t know your spending right now, this can be really helpful if you’re doing what I used to do and I didn’t really know. I have always handled our finances, I love money and numbers. I would get the credit card statement in the mail, and I paid it off, then I assumed we were okay. No, that’s not a plan. Did I really know how much was going out and how much was coming in? You can’t just go off of your husband making 80 grand a year. Well, there’s taxes, there’s insurance, right? What’s the take-home? #becomingdebtfree #debtfreeliving #emergencyfund #daveramsey