There are so many nuances of retirement planning, not just building up the biggest portfolio by chasing the largest rate of return. It's about: Diversification Expense projections Essential vs Discretionary income sources Distributions Taxes and so much more... if you're not a full time retirement planner or working with one, how can you expect to have all your goals hit? #retirement #plan #401k #ira #diy #humor #finlit #finance #moneysmart