If you do these 5 things, you will win with money. #daveramsey #moneyadvice #moneytok #wealth

Spreading your investments among several companies with mutual funds helps you to avoid the risks that come with investing in single stocks. @Theo Von #investingforbeginners #stocks #stockmarket #mutualfunds

Choosing to leave a place you've called home isn't always easy, but sometimes it can be the best decision for you and your family.   Do you know anyone who’s moved out of California recently? #movingaway #moneytok #california

Step one: Write down your total income for the upcoming month.   Step two: List ALL of your expenses.   Step three: Subtract your expenses from your income. This should equal zero.   Step four: Track your spending throughout the month.   It's best to create your budget BEFORE a new month begins so you'll be ready to spend with a plan. My team has a great FREE budgeting app called EveryDollar! Get it at the link in my bio.

Here’s the deal: Student loans were intended to make college more accessible for people, but they actually create a lifetime of money stress. The negative effects of student loan debt aren’t just financial either. In our own research at Ramsey Solutions, we found that 53% of those who took out student loans regretted it. And 43% of those who took out student loans regret going to college altogether.   We also found that Americans with consumer debt (like student loans) are nearly TWICE as likely to lose sleep over their personal finances than those without. On top of that, 54% of Americans with consumer debt worry about money EVERY SINGLE DAY.   Don’t get me wrong: Higher education is great. But taking out a loan isn’t the only option to get that education. And not only does student loan debt weigh down your future (and stress you out), but it is having a serious negative impact on the future of our country.