🚨 Did You Know? 🚨 Most people don’t realize that a collection account reported as “open” is actually illegal reporting! 🤯 When a debt goes to collections, it should be listed as a “closed” account, not open. This kind of error can hurt your credit score and keep you from getting approved for loans, credit cards, and even a home! 🏡 Don’t let this slip by—check your credit report regularly and dispute any collections that are reported incorrectly. Knowledge is power! 💪 #CreditTip #CreditRepair #KnowYourRights #CollectionAccounts #CreditScore #CreditAwareness #IllegalReporting #FinancialFreedom