Santa Claus delivered Coal this year for Christmas. It’s not very common the S&P 500 is negative in December- typically it’s one of the best years for the month. Here’s what a negative December may portend for stocks in 2025. Let me know your thoughts. #stocks #sp500 #stockmarket #markettrends #historicaldata #marketanalysis #investing #investor #finance #cfp #wallstreet

What to expect out of the S&P 500 in 2025. 25% years don’t come back to back very often- as investors we should all celebrate that this year over the holidays! In fact, it’s only happened 3 times in history. The experience after each of the prior 3 experiences, is a bit of a crapshoot. 1x killer returns (1999) 1x modestly positive returns (1956) 1x brutally negative returns (1937) Broad takeaway when looking at the 5 year period following the blockbuster returns, it’s not great. Don’t get greedy heading into 2025 and chase returns- stay disciplined (or get disciplined) and DIVERSIFY #stocks #stockmarket #sp500 #finance #investing #investor #invest #economics #history #cfp #wallstreet

Let’s take a breather… It was a NASTY end to the day for both STOCKS & BONDS. No where to hide, unless you own ALTERNATIVES. It isn’t like the INFLATION or JOBS data is THAT BAD- it’s more the fact that the market is PRICED FOR PERFECTION. When stocks are trading at 22x earnings, there isn’t much margin for error- and the Federal Reserve raised a lot of UNCERTAINTY TODAY. It will be interesting to see where the markets go tomorrow and into the New Year. Hit the follow- I’ll keep you up to date. #stocks #stockmarket #crypto #bonds #finance #investing #invest #investor #economics #economy #thefed #federalreserve

I’m not a big ‘DON’T TRUST THE GOVERNMENT’ person. Buttttttttttt, I am a, ‘LET’S USE THE MOST ACCURATE DATA’ person. I’m not sure The Fed being dependent on the Nonfarm Payroll data, whose response rate is ONLY 40%, is the right decision. I tend to think when you call households, they give you THE TRUTH about whether they have a job- AND THEY RESPOND AT 2x THE RATE. Is the reality that The Fed actually agrees with that, is looking at the HOUSEHOLD SURVEY, and isn’t letting us in on their little secret? Otherwise, what’s the justification for cutting rates with asset prices at ALL TIME HIGHS, “unemployment at historic lows”, and INFLATION RISING?!? Let me know your thoughts. #politics #thefed #federalreserve #jeromepowell #unemployment #jobs #labor #finance #stocks #stockmarket #economics #economy #cfp

The Federal Reserve is about to cut rates- and it’s a mistake. Let’s look at the financial data… Inflation: moving further away from the Fed’s 2% target (with EVERY recent measurement: CPI, PCE, headline & core) GDP: above average Unemployment: significantly below average Credit Spreads: tightest since the 90s (meaning companies can access debt inexpensively) Income President: policies are stimulative, with the risk of being inflationary (lower taxes = inflationary, tariffs = inflationary) Which of the above FACTS tell a logical person to CUT RATES?! The only plausible explanation I see… DOES THE FED SEE MORE WEAKNESS IN OUR LABOR MARKET THAN WHAT THEY’RE TELLING US?!?! Let me know and hit follow for no BS, daily financial content. #interestrates #mortgagerates #rates #thefed #federalreserve #cfp #cima #economics #finance #stocks #stockmarket #jeromepowell